Broker Check

Fee Based Financial Planning

What is Fee Based Financial Planning?

What is Fee Based Financial Planning?

Embark on a transformative financial journey, guided by our unwavering commitment to your success. Unlike conventional approaches driven by commissions and quotas, our boutique firm works as fiduciaries, prioritizing your interests above all else. Your financial aspirations become the heart of our mission; intricately woven into every step we take together. 

At the core of our accomplished team lies a profound purpose: to align a plan with your dreams and ambitions. Be it securing a confident retirement, sophisticated investment management, or fostering comprehensive financial well-being, we immerse ourselves in your financial world. Engaging in thoughtful conversations, we gain deep insights into your current situation, paving the way for a tailored strategy that seamlessly harmonizes with your unique goals.

With us, transparency and ethics reign supreme. Our transparent fee structure ensures clarity throughout our partnership, fostering an environment of trust and confidence. Together, let's craft a future that is financially sound and purposefully aligned with your vision. Join us on this extraordinary journey towards lasting prosperity and fulfillment. 

We want you to live your best, wealthy life- whatever that means to you! 

Learn more

Our Approach to Fee Based Planning

Money Mindset Shift

Our goals worksheet and money type quiz will help you discover your:

  • money blocks,
  • old habits
  • spending patterns.

We will help you to let go of any restrictive habits, shame or past biases with money as needed. Together we will help you create realistic, exciting financial goals that are tailored specifically to your dreams and desires!

Cash flow

We will calculate your net worth and help you measure your financial success. By creating a spend plan, we can help to:

  • avoid missing financial opportunities
  • determine the best places to be allocating your funds

You will learn how to more easily manage your money monthly and better understand spending habits/trends.

Debt reduction

If applicable

You can learn how to pay off your debt in an efficient and effective manner


We can help explain how to use debt as opportunistic leverage.


We will do a full investment analysis & determine how and where assets should be invested to meet future goals. This will include options of traditional investing and more depending on your situation.

Education Funding

If you have/plan to have children and paying for education is important to you, we will discuss:

  • strategies and solutions to help fund your goals
  • assess how much you can afford to pay for education costs
  • Balance your other goals like retirement 

Tax Planning

  • Effective Tax Strategy: Implementing the most effective tax strategy in your financial plan.
  • Opportunity Maximization: Taking advantage of any available opportunities tailored to your specific circumstances.
  • Collaboration with Your CPA: Working in collaboration with your CPA, if applicable, to ensure seamless integration of tax planning into your overall financial strategy.

Retirement Planning

  • Health Care Funding: Secure retirement health care and long-term care costs.
  • Social Security Optimization: Maximize Social Security benefits based on your circumstances.
  • Income Projections and Tax Planning: Plan income, expenses, and taxes for a secure retirement.
  • Retirement Date and Income Options: Explore alternative retirement dates and income strategies.

Estate Planning

  • Making sure your wishes are followed + implemented in the financial planning process
  • Conversations and action plans for generational wealth
  • Review and conversations around trusts and what might make the most sense for your family and protecting assets as well as reducing taxes
  • Holding you accountable to get estate documents in order such as a Will, Power Of Attorney, Health Care proxy and anything else applicable!

Insurance protection

  • We will review your existing insurances (including those provided by your employer)
  • We also provide full education around the insurances recommended for your financial plan.
  • We will cover both life and disability income insurance and cover some estate planning basics to help you protect yourself, your loved ones and your assets.

What you also get:

  • Access to E-Money (your personal financial planning portal)- this is the portal where you can link up all your accounts, track spending, run reports and see your entire financial household on one page. This is also how we will help hold you accountable. We will use the same system to model all of the planning and analysis. Learn more here!
  • Unlimited access to our team via email/ phone calls.
  • 6 meetings throughout the year (more mini meetings if required)

*Bonus* Exclusive weekly emails with articles in publications that typically require costly subscriptions such as Financial Times, Huffington Post and Bloomberg as a thank you for becoming a valued client.

Business owners also get:

  • Audit Liability of Qualified Plan: Minimize audit risks and ensure compliance for your qualified retirement plan. Trust our professional team to handle complex financial situations while you focus on your business.

  • Tax Planning + Working with Your CPA: Optimize your tax position with our comprehensive tax planning. Collaborate with your trusted CPA and leverage our expertise for maximum savings and minimal liabilities.

  • Assistance with Business Strategy and Succession: Achieve long-term success and a smooth transition with our strategic advisory services. Get tailored guidance for growth, diversification, and succession planning.

Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice.  Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.

It all starts here.

Schedule a Meeting

Any Questions?

Are you ready to speak with a Financial Professional about helping to secure your financial future? Get in touch with one of our professionals today.

Phone: +1(716)906-3175